4899 Finlay Street, Suite A, Richmond, VA 23231
Call Us: 804-306-7424
Medicare Advantage • Prescription Drug Plans • Health • Life • Business • Home • Auto • Notary Public
SENIOR HEALTH PRODUCTS
Medicare supplements are insurance policies offered through private insurance companies. They are sometimes referred to as "Medigap plans". They can help pay some of the health care costs that original medicare doesn't cover such as copayments, coinsurance, and deductibles.
There are 10 standardized plans to fit your need and budget. They are A,B,C,D,F*,G,K,L,M,N.
Medicare advantage plans are plans that are offer by private insurance companies that have been approved by Medicare (Centers of Medicaid and Medicare aka CMS. These plans are also referred to as "Part C", "MA" or "MAPD". Medicare Advantage plans cover all Medicare SERVICES. Medicare advantage plans are county based. You must reside in the county. They also may offer extra coverages.
PRESCRIPTION DRUG PLANS
Prescription Drug plans are drug plans that are offered through insurance companies and some other private insurance companies that are approved by Medicare (Centers for Medicaid and Medicare aka CMS. Prescription drugs plans are better known as "PART D". Part D adds drug coverage to Original Medicare, some Medicare Private-Fee-For-Service Plans, Medicare Advantage plans and Medicare Medical Savings Account Plans.
LIFE INSURANCE/BURIAL COVERAGE
Life and Burial insurance provides coverage for your family either to replace your income or to cover your burial expenses. There are several types Whole, Universal, Term, Guaranteed Issue, Return of Premium. Coverages can be as low as 2,000 or as high as you would require.
HOSPITAL INDEMNITY PLANS
These are plans offered through private insurance companies that PAY YOU a set dollar amount per day, per week, per month or per visit should you have a stay in the hospital.
3 things that make these plans attractive
1. Not Health insurance but they make your Health insurance much better
2. You can use it to pay your deductible or anything you want it to pay.
3. They are affordable
We have a host of products for all of your insurance needs to include DENTAL, VISION, HEARING, CANCER POLICIES,ALL TYPES OF MEDICARE AND MEDICAL